[Knowledge] Maximise Your Daily Commute Part I: Miles


Commuting to work/school is an inescapable part of life. Love it or hate it, transport expenses are a constant on our monthly budget.

Since it’s unavoidable, it will be in your best interests to use the cards which give you the most miles or rebates for them. In this first instalment of 2-part series, we will explore the cards which give the most miles on transportation expenses.

Understanding the transport cards: EZ-Link & NETS Flashpay

Those of us who rely on bus/MRT will be familiar with EZ-link and NETS Flashpay.

Both cards are CEPAS-compliant and allow you to pay for your bus and MRT rides (as well as host of other stuff) with money pre-loaded in them. These cards can also useful to the drivers as they can be used to pay for Electronic Road Pricing (ERP) and Electronic Parking System (EPS). Many taxis (e.g. Comfort DelGro) also accept them as a form of payment.

Both allow auto top-ups by credit cards and that is where miles can be earned.

Ez-link Nets Flashpay
$0.25 per auto top-up$0.25 per top-up (waived till 31 Dec 2015)
Can be topped up with any Amex/Diners/MasterCard/Visa credit cardsCan be topped up with MasterCards from DBS/POSB, OCBC, Maybank, UOB and HSBC and Visa from UOB
Top up $10, $20, $30, $40 or $50 each time Top up $10, $20, $30, $40 or $50 each time
Apply hereApply here


DBS Woman’s World MasterCard

DBS Women’s World MasterCard, without a doubt, is the best card to earn miles on transportation. As auto-reload of Ezlink and NETS Flashpay is considered an online transaction, one can earn 4 miles per dollar with it. Furthermore, DBS cards enjoy top-up fee waiver at the moment.

If you spend $200 each month on ez-link or NETS Flashpay, you can effectively earn 9,600 miles for ‘free’ in a year by topping your transport card with DBS Women’s World MasterCard. While it wasn’t a huge amount, every mile adds up and counts towards your dream vacation!

In the next part, we will share which cards give you the best rebates instead of miles. Stay tuned!

Will you be signing up for EZ-reload or Auto Top-Up? Share with us!

8 thoughts on “[Knowledge] Maximise Your Daily Commute Part I: Miles

  1. Are you sure EZ Link reload by DBS Woman Master Card get 10x DBS Point ? i know top and tap get but not sure for auto reload

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